Car Finance UK
Car Finance
Looking for car finance in the UK or the surrounding area? Click Away Finance is a credit broker — we work with a panel of UK lenders to help match you with Hire Purchase (HP) or Personal Contract Purchase (PCP) finance that suits your budget and circumstances.
WHY CHOOSE US
Flexible Options
Explore Hire Purchase (HP) and Personal Contract Purchase (PCP) options. We’ll explain the key differences and help you compare finance options suited to your needs and budget.
Credit Friendly
We work with lenders who may consider a range of credit histories. Eligibility is based on your individual circumstances, affordability checks and each lender’s criteria.
Quick Apply
Complete your application online at a time that suits you. Once submitted, we’ll review your details and keep you updated as your application progresses.
Low Rates
Your available rate and monthly payment will depend on your circumstances, the vehicle, deposit, finance term and the lender’s assessment. We’ll help you review the options available.
Why Use Us for Car Finance in Manchester?
Large Network of Lenders
We work with trusted lenders across Manchester to offer flexible finance options, no matter your credit history.
Personalised Solutions
Our experts create tailored finance plans to match your unique needs.
Fast Application
Apply in minutes and get a response within hours, so you can start your car search right away.
Competitive Rates
We secure low APRs and the best PCP deals to keep your monthly payments affordable.
What kind of car finance can we help with?
We arrange two main types of car finance:
Hire Purchase (HP)
Hire purchase fixed monthly payments, you own the car outright once the agreement (and a small option-to-purchase fee) is complete. See our Business Hire Purchase page if you’re financing through a company.Personal Contract Purchase (PCP)
PCP typically offer lower monthly payments, with the choice at the end to pay a final amount and keep the car, return it, or part-exchange. See our Business PCP page for the company-finance version.
We’ll talk through which suits your situation when you get in touch. This page is general information, not personal financial advice.
Why use a broker instead of going direct to a lender?
As a credit broker, we can put your application in front of more than one lender rather than just one. This can be useful if your circumstances don’t fit a single lender’s standard criteria; we’ll outline what’s realistically available to you rather than just one option.
Applying with a less-than-perfect credit history
We work with lenders who consider a range of credit histories, not just the strongest applications. This doesn’t guarantee approval; all finance is subject to status, but it does mean a less-than-perfect credit history isn’t necessarily a dead end.
Frequently Asked Questions
Not necessarily. We at Click Away Finance have lenders who can provide finance without a deposit. But paying a deposit will lower the amount you borrow and decrease your monthly payments.
Yes. Your personal account manager will then introduce you to the most appropriate solutions available to you based on your credit history. We continually seek to obtain the lowest available APR and ensure your monthly payments are affordable.
Yes. Click Away Finance is able to settle your current finance and also provide part exchange, so the value of your old car is considered.
We offer a variety of finance plans, including Hire Purchase (HP) and Personal Contract Purchase (PCP). We strive to find the right plan to suit your budget and requirements.
We work with lenders who consider a range of credit profiles. We’ll be upfront about what’s realistically available based on your circumstances.
HP usually means higher monthly payments but you own the car outright at the end. PCP usually means lower monthly payments, with a final payment to keep the car, or the option to return or part-exchange it instead.
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